Common Questions About Bus Insurance

What is Shuttle Bus Insurance?

There is no “one size fits all” insurance coverage for shuttle buses. The type of insurance you need for your shuttle bus will depend on the type of bus and what it’s used for. The different types of insurance for shuttle buses include but are not limited to: property damage liability, medical payments insurance, workers’ compensation insurance, and bodily injury liability.

Is Shuttle Bus Insurance Required?

At the most basic level, all buses must at least have liability insurance. The amount of insurance depends on state requirements and your own preferences. There’s also medical payments and physical damage insurance to consider for more comprehensive coverage. If your shuttle bus transports any goods or cargo, you may also need additional coverage.

What Factors Determine the Cost of Shuttle Bus Insurance?

There are many factors that affect the cost of shuttle bus insurance, but the most prominent are the business type and the amount and level of coverage needed. Generally, larger buses with more passengers are more expensive to insure. Also, buses that travel long distances or go out of state will usually be more expensive to insure. Specific types of buses, like party buses or airport shuttles, come with their own set of unique risks and this affects the price of insurance.

Why Is Shuttle Bus Insurance Important?

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