Affordable Box Truck Insurance
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Box Truck Insurance You Can Count On
Driving for a delivery or courier business is considered one of the most high-risk occupations in the United States. That’s why delivery businesses, courier businesses, or any other business using box trucks need more than regular car insurance to fully protect their drivers, cargo, and business as a whole. OTTIS offers flexible box truck insurance options at competitive rates to help protect you from the risks of the road.
How it Works
Common Questions About Box Truck Insurance
What is Box Truck Insurance?
Box truck insurance is a type of commercial auto insurance that provides liability insurance and additional types of coverage that are not included in regular car insurance policies. Box truck insurance is sometimes referred to as courier insurance or delivery driver insurance because it is used by many delivery and courier businesses.
Is Box Truck Insurance Mandatory?
Box truck insurance is required in all states, and every state has minimum requirements for liability coverage. It’s important to look into local requirements and make sure you comply with the state where your business is registered. Requirements also vary depending on whether you own your own box truck and deliver your own goods or are a for-hire truck driver.
What Does Box Truck Insurance or Courier Insurance Cover?
Basic box truck insurance typically covers bodily injury liability and property damage liability. More comprehensive box truck insurance includes additional coverage, such as collision damage due to accidents, damage due to fire, theft, or other covered risks, cargo loss or damage, and non-trucking liability. Because of the risks associated with driving box trucks, it’s crucial that you protect yourself and your drivers with comprehensive insurance, rather than simply meet the minimum requirements.
What Factors Determine the Price of Box Truck Insurance or Delivery Driver Insurance?
The cost of box truck insurance varies depending on many factors, particularly the state where your business is located and the types of coverage and limits you choose. Other factors that affect the price of box truck insurance include claims history, driving record, area of operation, business size, vehicle specifics, and more. Request a quote today to learn more about our competitive pricing!
Hear From Our Current Customers
“I have had the pleasure of getting to know David Oswald and his team over this past year. David features the ingredients you’d want and deserve in an agent. He has exceptional customer service & communication, experience & expertise, and genuinely cares about his clients’ best interests.”
– Brendan (Google Review)
“I received excellent customer service from OTTIS, very helpful and knowledgeable!”
– Sasha (Google Review)
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