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Washington Commercial Truck Insurance

Commercial Truck Insurance Washington State

Get a Washington Commercial Truck Insurance Quote Now

Comprehensive and Affordable Truck Insurance

The trucking business in Washington State can be very lucrative, but truck accidents can result in catastrophic damage so the industry also comes with serious risks. Operating a trucking business in Washington without proper insurance will leave your drivers, vehicles, cargo, and business as a whole in jeopardy.

Although most trucking businesses know they need insurance, it’s difficult to figure out exactly which types of trucking insurance are required or worth the investment. If you need help understanding Washington trucking insurance requirements, we’ve got you covered! Our specialized insurance agents will help you determine exactly what types of truck insurance you need so that you can operate with peace of mind.

How it Works

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Get a Quote

Fill out our quote request form and a member of our team will be in contact with you shortly.

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We’ll Contact You

Once your quote is submitted we’ll quickly find trusted insurance plans to match your criteria and budget.

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Approve Quote

Once approved, we’ll be sure you have all the necessary paperwork to get you on the road and covered!

Washington Commercial Insurance FAQs

What Type of Commercial Truck Insurance is Required in Washington State?

Commercial truck insurance requirements for Washington trucking companies are set by both the State of Washington and the Federal Motor Carrier Safety Administration (FMCSA). Specific liability limits depend on the type of truck(s), the cargo being transported, and the area of operation (intrastate trucking vs interstate trucking). For example, the liability limit for general freight is $750,000 while the liability limit for hazardous materials is $5,000,000. To ensure your compliance, it’s important to talk with a specialized truck insurance agent that is familiar with both federal and local regulations.

What Does Commercial Truck Insurance Cover?

Exactly what’s covered under a commercial truck insurance policy depends on the specific policy deductible and limits you choose. Generally speaking, commercial truck insurance covers the major costs that can result from a truck accident caused by one of your drivers, such as medical bills and repair costs. Although not required by law, additional types of coverage are available and can help protect your trucking business from other types of incidents. Here are some additional types of truck insurance coverage to consider: cargo insurance, workers’ compensation insurance, physical damage insurance, and non-trucking liability insurance.

What Factors Determine the Cost of Washington Commercial Insurance?

Many factors affect the cost of commercial trucker’s insurance in Washington, including the insurance company and policy you choose, the number of trucks you’re insuring, the type of cargo you’re hauling, your divers’ driving history, and past claims you’ve submitted. Our specialized agents will help you find reliable and affordable trucking insurance and suggest ways to get (and keep!) your rates down to a minimum. Although commercial truck insurance is a significant upfront investment, it will save you money down the road and prevent your business from going under in the event of a serious accident.

Why is Insurance on a Semi Truck so Important?

Semi-trucks are large, powerful vehicles. They can haul large quantities of valuable cargo and can cause catastrophic damage in the event of a collision. Comprehensive insurance will protect your trucks, drivers, cargo, and business as a whole from the many risks of the road, day in and day out. Operating without insurance is not only irresponsible but can result in expensive fines and penalties that can quickly put you out of business. That’s why you don’t want to risk a single day without proper semi-truck insurance coverage! Feel free to reach out to our Washington truck insurance agents if you have any unanswered questions or concerns.

Commercial Truck Insurance Testimonials

“Gina was amazing. She knew the regulations in my state better than any other agent I had talked with. I highly recommend Oswald Taxi insurance.”

– Stephen S. (5-Star Google Review)

“When we were told our insurance was going up almost 60%, we were mortified. We thought we were going out of business. Not only was Tamra able to give us a better option but she looked into our current policy and was able to give us a better rate than we were already paying. Thank you for helping us. Now we can stay open for years to come.”

– Abby C. (5-Star Google Review)

“Gina was on top of everything and she would respond right away. She was very patient and would change the coverage however we wanted. I recommend them one hundred percent. Thank you, Gina, you’re the best.”

– Mustafa W. (5-Star Google Review)

Don’t Risk Another Day Without Commercial Truck Insurance