Taxi Insurance in Washington
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Quality and Affordable Taxi Insurance in Washington
OTTIS is proud to offer taxi insurance to drivers and fleet managers in the great state of Washington, including taxi, limousine, and non-medical transportation companies. No matter the size of your fleet, we’ll ensure top-notch customer service, great rates, and fast turnaround times on quotes, claims, and questions. With over 20 years of experience in the industry, we pride ourselves in meeting your transportation insurance needs, whatever they may be, and exceeding your expectations. Whether you’re in Spokane, Bellingham or Seattle, we’ll help you find insurance that matches your budget and criteria. Partnering with OTTIS for your insurance needs will get you covered and on the road in no time!
How Getting Washington Taxi Insurance Works
Common Questions About Washington Taxi Insurance.
Are there different types of taxi insurance?
Yes, the three most common types of taxi insurance are third party insurance, third party fire and theft insurance and lastly, comprehensive insurance. Third party insurance is the most basic that covers the cost of compensating other people for injury or damage caused by your drivers, but not injury or damage to your drivers or vehicles. Third party, fire and theft insurance is a mid-range approach that covers everything listed in third party insurance plus damage to your taxi caused by fire or theft. The third type, which we highly recommend, is comprehensive insurance which covers all the above, plus protection for your drivers and vehicles.
What factors determine the price of taxi insurance?
The primary factors are: 1. The coverage you select; 2. The location of your business; 3. The specifics of your taxi cab(s), including the make, model, year and size of the vehicle, and the number of vehicles and drivers in your fleet; 4. Your business’ hours of operation and how many miles you drive each year; and 5. The driving record of your taxi driver(s).
Is auto insurance mandatory?
Yes, auto insurance is mandatory in every US state. However, insurance laws vary by state, so it’s best to visit your state government’s transportation website. Important note: taxi insurance is legally required as well if you drive a taxi for a living. Taxi insurance is extremely important in order to protect you, your car and your customers.
What is the difference between taxi insurance and regular car insurance?
The difference lies in what coverage is included in the policy. Auto insurance covers claims that result from an accident, but does not cover general claims relating to a company’s business practices. Taxi insurance covers the vehicle, the driver, and any passengers or bystanders should an accident occur. Taxi insurance can also cover vandalism, theft, fire, and damage from accidents that are the company driver’s fault.
Hear From Our Current Customers
“I have had the pleasure of getting to know David and the OTTIS team over this past year. David features the ingredients you’d want and deserve in an agent. He has exceptional customer service & communication, experience & expertise, and genuinely cares about his clients’ best interests.”
– Brendan (Google Review)
“David really knows his stuff! He has impressed me with his goal to help everyone even if they aren’t his customers.”
– Becky (Google Review)
A Few of the Cities We Proudly Serve
- Spokane Valley
- Federal Way
Protect Yourself and Your Clients in Washington