Taxi Insurance in Utah
Get a Utah Taxi Insurance Quote Now
Taxi Insurance in Utah You Can Rely On
If you’re looking for affordable and professional taxi insurance in Utah, look no further! OTTIS offers a wide range of insurance options for transportation businesses of all types, including taxi, livery, limousine, non-emergency medical transportation (NEMT), shuttle bus, and box truck businesses. Insurance options for transportation companies include but are not limited to commercial auto liability insurance, physical damage insurance, general liability insurance, garage liability insurance, and workers compensation insurance.
Determining exactly which type and level of coverage you need can get confusing, as requirements vary depending on your location, business type, and more. Rather than guess and risk liability, talk with one of our specialized insurance agents about your options. We’ll put together a detailed, fair quote for you and guide you through the entire insurance process. Operating a taxi or transportation business without comprehensive insurance will only put your drivers, customers, vehicles, and business at risk, so don’t go another day without coverage!
How Getting Utah Taxi Insurance Works
Common Questions about Utah Taxi Insurance
Are there different types of taxi insurance?
Yes, the three most common types of taxi insurance are third party insurance, third party fire and theft insurance and lastly, comprehensive insurance. Third party insurance is the most basic that covers the cost of compensating other people for injury or damage caused by your drivers, but not injury or damage to your drivers or vehicles. Third party, fire and theft insurance is a mid-range approach that covers everything listed in third party insurance plus damage to your taxi caused by fire or theft. The third type, which we highly recommend, is comprehensive insurance which covers all the above, plus protection for your drivers and vehicles.
What factors determine the price of taxi insurance?
The primary factors are: 1. The coverage you select; 2. The location of your business; 3. The specifics of your taxi cab(s), including the make, model, year and size of the vehicle, and the number of vehicles and drivers in your fleet; 4. Your business’ hours of operation and how many miles you drive each year; and 5. The driving record of your taxi driver(s).
Is auto insurance mandatory?
Yes, auto insurance is mandatory in every US state. However, insurance laws vary by state, so it’s best to visit your state government’s transportation website. Important note: taxi insurance is legally required as well if you drive a taxi for a living. Taxi insurance is extremely important in order to protect you, your car and your customers.
What is the difference between taxi insurance and regular car insurance?
The difference lies in what coverage is included in the policy. Auto insurance covers claims that result from an accident, but does not cover general claims relating to a company’s business practices. Taxi insurance covers the vehicle, the driver, and any passengers or bystanders should an accident occur. Taxi insurance can also cover vandalism, theft, fire, and damage from accidents that are the company driver’s fault.
Hear From Our Current Customers
“I have known the Oswald Insurance Agency since my teen years (well over 15 years!), and I cannot speak highly enough of David! He is helpful in the extreme, always goes the extra mile to find what is right for you, is caring and considerate, and just a joy to deal with! David is my most trusted advisor for not just insurance, but finances in general. If you’re looking for a trustworthy person/agency to deal with, look no further!”
– Rachel (Google Review)
“We have enjoyed a long time business relationship with Oswald Insurance. David has been such a value to our company over the years. David knows what he is doing. His whole staff is A+”
– Kristi (Google)
A Few of the Cities We Proudly Serve
- Salt Lake City, UT
- West Valley City, UT
- Provo, UT
- West Jordan, UT
- Orem, UT
- Sandy, UT
- St. George, UT
- Ogden, UT
- Layton, UT
- South Jordan, UT
- Lehi, UT
- Millcreek, UT
- Taylorsville, UT
- Logan, UT
- Murray, UT
- And more!
Don’t Risk Another Day Without Coverage