Taxi Insurance in Nebraska
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Nebraska Taxi Insurance You Can Count On
It is not a question of “if” your transportation business will need taxi insurance, it’s a question of “when.” Reliable taxi insurance is a must for anyone working in the transportation industry– it will protect your drivers, passengers, vehicles, and business as a whole from the many risks and uncertainties of the road.
However, figuring out exactly what types of insurance you need is more easily said than done. Minimum coverage requirements vary from place to place, and different types of transportation businesses have vastly different insurance needs. For example, a taxi business working in just one city in Nebraska will probably need less extensive coverage than a shuttle bus transporting passengers and luggage all over the state.
No matter what kind of transportation company you operate, we’ll help you navigate the local insurance requirements to ensure your compliance and secure comprehensive coverage at a fair price. With our specialized taxi insurance agents on your side, you’ll be able to operate with confidence and peace of mind; we’ll be just a phone call away, ready to help you navigate any unexpected bumps in the road! Request a free quote today to get started.
How Getting Nebraska Taxi Insurance Works
Common Questions about Nebraska Taxi Insurance
Are there different types of taxi insurance?
Yes, the three most common types of taxi insurance are third party insurance, third party fire and theft insurance and lastly, comprehensive insurance. Third party insurance is the most basic that covers the cost of compensating other people for injury or damage caused by your drivers, but not injury or damage to your drivers or vehicles. Third party, fire and theft insurance is a mid-range approach that covers everything listed in third party insurance plus damage to your taxi caused by fire or theft. The third type, which we highly recommend, is comprehensive insurance which covers all the above, plus protection for your drivers and vehicles.
What factors determine the price of taxi insurance?
The primary factors are: 1. The coverage you select; 2. The location of your business; 3. The specifics of your taxi cab(s), including the make, model, year and size of the vehicle, and the number of vehicles and drivers in your fleet; 4. Your business’ hours of operation and how many miles you drive each year; and 5. The driving record of your taxi driver(s).
Is auto insurance mandatory?
Yes, auto insurance is mandatory in every US state. However, insurance laws vary by state, so it’s best to visit your state government’s transportation website. Important note: taxi insurance is legally required as well if you drive a taxi for a living. Taxi insurance is extremely important in order to protect you, your car and your customers.
What is the difference between taxi insurance and regular car insurance?
The difference lies in what coverage is included in the policy. Auto insurance covers claims that result from an accident, but does not cover general claims relating to a company’s business practices. Taxi insurance covers the vehicle, the driver, and any passengers or bystanders should an accident occur. Taxi insurance can also cover vandalism, theft, fire, and damage from accidents that are the company driver’s fault.
Hear From Our Current Customers
“I have known the Oswald Insurance Agency since my teen years (well over 15 years!), and I cannot speak highly enough of David! He is helpful in the extreme, always goes the extra mile to find what is right for you, is caring and considerate, and just a joy to deal with! David is my most trusted advisor for not just insurance, but finances in general. If you’re looking for a trustworthy person/agency to deal with, look no further!”
– Rachel (Google Review)
“We have enjoyed a long time business relationship with Oswald Insurance. David has been such a value to our company over the years. David knows what he is doing. His whole staff is A+”
– Kristi (Google)
A Few of the Cities We Proudly Serve
- Omaha, NE
- Lincoln, NE
- Bellevue, NE
- Grand Island, NE
- Kearney, NE
- Fremont, NE
- Hastings, NE
- Norfolk, NE
- Papillion, NE
- North Platte, NE
- Columbus, NE
- La Vista, NE
- Scottsbluff, NE
- South Sioux City, NE
- Beatrice, NE
- And more!
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