Taxi Insurance in Maine
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Comprehensive & Affordable Taxi Insurance in Maine
OTTIS is proud to serve taxi drivers in the picturesque state of Maine. From the coastal towns to the forested interiors, Maine offers a unique driving experience, and we understand the distinct insurance needs that come with it. Whether you operate in the bustling streets of Portland or the serene landscapes of Bar Harbor, we have the right insurance solution for you. Our commitment is not just to provide quality insurance but to ensure that our clients feel valued, informed, and confident in their choices.
Maine, known for its scenic beauty and diverse landscapes, also presents its own set of challenges for taxi drivers. From navigating the historic streets of its towns to understanding the state-specific regulations, taxi operators need an insurance partner who gets it. That’s where OTTIS comes in. From single-car operators to large fleets, our team is equipped to provide you with a competitive quote tailored to your needs. With our deep industry knowledge and commitment to top-notch customer service, you can trust OTTIS to have your back.
Navigating the insurance landscape can be daunting, especially when you’re trying to understand state-specific requirements. But with OTTIS by your side, you don’t have to do it alone. Let us help you navigate the unique insurance requirements of Maine and get you on the road safely and confidently.
How Getting Maine Taxi Insurance Works
Common Questions about Maine Taxi Insurance
Are there different types of taxi insurance?
Yes, the three most common types of taxi insurance are third party insurance, third party fire and theft insurance and lastly, comprehensive insurance. Third party insurance is the most basic that covers the cost of compensating other people for injury or damage caused by your drivers, but not injury or damage to your drivers or vehicles. Third party, fire and theft insurance is a mid-range approach that covers everything listed in third party insurance plus damage to your taxi caused by fire or theft. The third type, which we highly recommend, is comprehensive insurance which covers all the above, plus protection for your drivers and vehicles.
What factors determine the price of taxi insurance?
The primary factors are: 1. The coverage you select; 2. The location of your business; 3. The specifics of your taxi cab(s), including the make, model, year and size of the vehicle, and the number of vehicles and drivers in your fleet; 4. Your business’ hours of operation and how many miles you drive each year; and 5. The driving record of your taxi driver(s).
Is auto insurance mandatory?
Yes, auto insurance is mandatory in every US state. However, insurance laws vary by state, so it’s best to visit your state government’s transportation website. Important note: taxi insurance is legally required as well if you drive a taxi for a living. Taxi insurance is extremely important in order to protect you, your car and your customers.
What is the difference between taxi insurance and regular car insurance?
The difference lies in what coverage is included in the policy. Auto insurance covers claims that result from an accident, but does not cover general claims relating to a company’s business practices. Taxi insurance covers the vehicle, the driver, and any passengers or bystanders should an accident occur. Taxi insurance can also cover vandalism, theft, fire, and damage from accidents that are the company driver’s fault.
Hear From Our Current Customers
“I have known the Oswald Insurance Agency since my teen years (well over 15 years!), and I cannot speak highly enough of David! He is helpful in the extreme, always goes the extra mile to find what is right for you, is caring and considerate, and just a joy to deal with! David is my most trusted advisor for not just insurance, but finances in general. If you’re looking for a trustworthy person/agency to deal with, look no further!”
– Rachel (Google Review)
“We have enjoyed a long time business relationship with Oswald Insurance. David has been such a value to our company over the years. David knows what he is doing. His whole staff is A+”
– Kristi (Google)
A Few of the Cities in Maine We Proudly Serve
- Portland, ME
- Lewiston, ME
- Bangor, ME
- South Portland, ME
- Auburn, ME
- Scarborough, ME
- Biddeford, ME
- Sanford, ME
- Brunswick, ME
- Saco, ME
- Westbrook, ME
- Windham, ME
- Augusta, ME
- Gorham, ME
- Waterville, ME
- And many more!
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