Taxi Insurance in California
Get a California Taxi Insurance Quote Now
Professional and Affordable Taxi Insurance in California
OTTIS is proud to serve taxi drivers in the great state of California. Whether you have one car or 30 under your management or ownership, we can put together a fair and competitive quote for you. We’ll exceed your expectations with our excellent customer service and fast turnaround times. Our team has decades of experience in the industry and we know all the ins and outs of taxi, limo and non-medical transportation insurance, so you’ll be in great hands. Whether you’re in San Francisco, LA, or San Diego, we’ll help you find insurance that matches your budget and criteria. Partnering with OTTIS for your insurance needs will get you covered and on the road in no time!
How Getting California Taxi Insurance Works
Common Questions about California Taxi Insurance
Are there different types of taxi insurance?
Yes, the three most common types of taxi insurance are third party insurance, third party fire and theft insurance and lastly, comprehensive insurance. Third party insurance is the most basic that covers the cost of compensating other people for injury or damage caused by your drivers, but not injury or damage to your drivers or vehicles. Third party, fire and theft insurance is a mid-range approach that covers everything listed in third party insurance plus damage to your taxi caused by fire or theft. The third type, which we highly recommend, is comprehensive insurance which covers all the above, plus protection for your drivers and vehicles.
What factors determine the price of taxi insurance?
The primary factors are: 1. The coverage you select; 2. The location of your business; 3. The specifics of your taxi cab(s), including the make, model, year and size of the vehicle, and the number of vehicles and drivers in your fleet; 4. Your business’ hours of operation and how many miles you drive each year; and 5. The driving record of your taxi driver(s).
Is auto insurance mandatory?
Yes, auto insurance is mandatory in every US state. However, insurance laws vary by state, so it’s best to visit your state government’s transportation website. Important note: taxi insurance is legally required as well if you drive a taxi for a living. Taxi insurance is extremely important in order to protect you, your car and your customers.
What is the difference between taxi insurance and regular car insurance?
The difference lies in what coverage is included in the policy. Auto insurance covers claims that result from an accident, but does not cover general claims relating to a company’s business practices. Taxi insurance covers the vehicle, the driver, and any passengers or bystanders should an accident occur. Taxi insurance can also cover vandalism, theft, fire, and damage from accidents that are the company driver’s fault.
Hear From Our Current Customers
“I would highly recommend David Oswald at OTTIS to anyone looking for an honest, hardworking insurance broker. His willingness to tackle difficult issues with our Clients’ insurance needs was impressive, and only out shined by his tireless effort to deliver the insurance products we needed.”
– Darren (Google Review)
“David Oswald is trustworthy and true to his word, with integrity and insightfulness off the charts. He looks out for your interests and not just for his own. A great man to do business with and a good man to know.”
– David (Google Review)
A Few of the Cities We Proudly Serve
- Los Angeles
- San Diego
- San Jose
- San Francisco
- Long Beach
- Santa Ana
- Chula Vista
Protect Yourself and Your Business in California