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Taxi Insurance in Arkansas

Taxi Insurance in Arkansas

Get an Arkansas Taxi Insurance Quote Now

Professional and Reliable Taxi Insurance in Arkansas

Running a taxi business is a demanding profession that requires a lot of time on the road, careful planning, and even more careful driving. Because this type of business comes with unique risks, finding insurance coverage you can rely on and afford is crucial. It’s important to note that certain types of insurance and coverage are required by law in Arkansas. Navigating Arkansas’ taxi insurance laws can be confusing as they can change depending on the services you offer and your location.  For example, a state-wide taxi company will need more comprehensive insurance than a single taxi service based in just one city. No matter the kind of transportation business you operate here in Arkansas, our experienced, specialized transportation insurance agents are here to guide you through the entire insurance process. Our team is happy to help taxi drivers and business owners find comprehensive coverage at a price they can afford so they can drive with confidence and protect themselves, their employees, and their clients.

How Getting Arkansas Taxi Insurance Works

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Get a Quote

Fill out our quote request form and a member of our team will be in contact with you shortly.

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We’ll Contact You

Once your quote is submitted we’ll quickly find trusted insurance plans to match your criteria and budget.

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Approve Quote

Once approved, we’ll be sure you have all the necessary paperwork to get you on the road and covered!

Common Questions about Arkansas Taxi Insurance

Are there different types of taxi insurance?

Yes, the three most common types of taxi insurance are third party insurance, third party fire and theft insurance and lastly, comprehensive insurance. Third party insurance is the most basic that covers the cost of compensating other people for injury or damage caused by your drivers, but not injury or damage to your drivers or vehicles. Third party, fire and theft insurance is a mid-range approach that covers everything listed in third party insurance plus damage to your taxi caused by fire or theft. The third type, which we highly recommend, is comprehensive insurance which covers all the above, plus protection for your drivers and vehicles.

What factors determine the price of taxi insurance?

The primary factors are: 1. The coverage you select; 2. The location of your business; 3. The specifics of your taxi cab(s), including the make, model, year and size of the vehicle, and the number of vehicles and drivers in your fleet; 4. Your business’ hours of operation and how many miles you drive each year; and 5. The driving record of your taxi driver(s).

Is auto insurance mandatory?

Yes, auto insurance is mandatory in every US state. However, insurance laws vary by state, so it’s best to visit your state government’s transportation website. Important note: taxi insurance is legally required as well if you drive a taxi for a living. Taxi insurance is extremely important in order to protect you, your car and your customers.

What is the difference between taxi insurance and regular car insurance?

The difference lies in what coverage is included in the policy. Auto insurance covers claims that result from an accident, but does not cover general claims relating to a company’s business practices. Taxi insurance covers the vehicle, the driver, and any passengers or bystanders should an accident occur. Taxi insurance can also cover vandalism, theft, fire, and damage from accidents that are the company driver’s fault.

Hear From Our Current Customers

“I have known the Oswald Insurance Agency since my teen years (well over 15 years!), and I cannot speak highly enough of David! He is helpful in the extreme, always goes the extra mile to find what is right for you, is caring and considerate, and just a joy to deal with! David is my most trusted advisor for not just insurance, but finances in general. If you’re looking for a trustworthy person/agency to deal with, look no further!”

– Rachel (Google Review)

“We have enjoyed a long time business relationship with Oswald Insurance. David has been such a value to our company over the years. David knows what he is doing. His whole staff is A+”

– Kristi (Google)

A Few of the Cities We Proudly Serve in Arkansas

  • Little Rock, AR
  • Fayetteville, AR
  • Fort Smith, AR
  • Springdale, AR
  • Jonesboro, AR
  • Rogers, AR
  • Conway, AR
  • North Little Rock, AR
  • Bentonville, AR
  • Pine Bluff, AR
  • Hot Springs, AR
  • Benton, AR
  • Sherwood, AR
  • Paragould, AR
  • Jacksonville, AR
  • Texarkana, AR
  • Russelville, AR
  • Cabot, AR
  • And more!

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