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Party on the Party Bus! Why You Need Transportation Insurance If You Cater to Large Parties

Party on the Party Bus! Why You Need Transportation Insurance If You Cater to Large Parties
January 31, 2019 OTTIS Blog
party bus insurance

Today, some of the best businesses you can own take place on wheels.

Not only do vehicles have a lower overhead cost than buildings, but there will also never be a time that people don’t need to get from Point A to Point B. You can truly have a hot business on your hands when you start a party bus company.

If you are going to start a party bus company, make sure that you get your transportation insurance in order. You can learn more about this insurance by following the tips below.

1. People Cause Damage — Especially When Partying

When it comes to transportation insurance, you always need to be ready to pay for property damage.

If someone so much as creates a tear in the party bus seat, you’ll want to be able to get it fixed without it having to come out of your own budget. By having transportation insurance, you’ll have recourse when someone damages something, big and small.

Since partying is when people let loose, you can always expect that damages to your property will occur at some point.

2. There is Always Risk For an Accident

Studies show that 3 million people get hurt in vehicle wrecks each year.

Since auto wrecks are so prevalent, you need to do your due diligence in getting an insurance plan. The same way that you would never hit the road in your daily driving vehicle without insurance, never hit the road in your party bus unless you have insurance.

3. You Need to Protect Yourself From Liabilities in Case a Person Gets Hurt on the Bus

In addition to the potential for property damage, you also need to be aware of the potential for a partyer to get hurt.

Medical bills add up quickly, so you’ll need insurance plans in place that will pay for those injuries. Whether they have a simple ankle sprain or a life-altering injury, your insurance will take care of it.

4. It’s Important to Have Your Own Workers Compensation Insurance

It’s vital that you have some insurance that will handle workers compensation claims when they come about. If you or one of your employees deals with an injury while on the job, workers compensation claims come into play.

When you choose to buy transportation insurance, be sure that it also covers workers comp claims.

5. Insurance is Always Important When Alcohol is Involved

Let’s face it — alcohol is always a risk.

Even though drinking when out on the town can be a good time, it creates the risk of damage and injuries every time people drink, particularly in large groups. As long as alcohol is served on your bus, keep your insurance policy valid.

Get the Best Party Bus Insurance

Now you can tell just how important party bus insurance is for your party bus.

If you are planning to run a party bus business, you need to always have insurance in place. This is a core component to your business, so take care of it the best that you can.

Take the time to contact us for all of your party bus insurance needs.

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