Having an accident while driving a taxi or cab can be stressful enough, but you might have to deal with other legal troubles down the line. As a taxi cab driver, you’re not just responsible for your own life and car – but you’re in charge of your passenger, too.
Here are some post-accident procedures you should follow when you find yourself in a crash. These tips can help make the whole process a lot smoother.
1. Remember Safety First
If the accident is minor, move all vehicles out of traffic and get them to a safe place. Shift to park, turn off your vehicle, and be sure to turn on the hazard lights.
Take a moment to catch your breath and make sure it’s safe before you open your door and get out of your car.
Check on all other parties involved including drivers, passengers, and pedestrians. Make sure your passenger is safe, and be prepared to call an ambulance if they have any serious injuries. Even a minor symptom like dizziness or unsteadiness should be examined by a healthcare professional.
2. Call Police to the Scene
Once you’re sure everybody is safe and out of the way of traffic, call the police to the scene. A police accident report can be invaluable when it comes to insurance details.
Always cooperate with the police, but avoid admitting fault or blaming others while at the scene. Let the police objectively judge events to determine who was at fault. If the police can’t make it to the scene, be sure to file an accident report through your state’s DMV.
3. Take Careful Notes
Gather information from everybody involved in the accident. Take photos of all vehicles involved – and don’t sign any document unless it’s given to you by the police or your insurance agency.
Here is a list of some of the information you should gather:
- Names and contact information of all drivers and passengers involved
- Vehicle descriptions (model, year, license plate)
- Drivers’ license numbers
- Eyewitnesses: name and contact information
- Police officer’s name and badge number
- Insurance companies and policy numbers
4. File an Insurance Claim
You can start the claim process immediately at the scene. If you need to add details later when things have calmed down, you can do so. File a claim online or call – however you file, make sure you notify your insurance agent as soon as possible.
After that, it’s your insurance company’s turn to help. They’ll help work with you to get your taxi repaired as soon as possible. And regardless of whether the accident was your fault, they can help cover you from any costs or consequences.
Tips for Taxi Cab Drivers After a Crash
No matter how clean your driving record is, you never know when a driving accident might happen. As a taxi cab driver, the consequences can be even more serious – you have a passenger to take care of. Keep these tips in mind if you find yourself handling the aftermath of a crash.
Looking for taxi insurance with a low rate and personal support in the case of any accidents? Contact us today to request a quote and see what we have to offer.