Taxi Insurance in New Hampshire
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Professional and Affordable Taxi Insurance in New Hampshire
If you’re venturing into the taxi or transportation sector in the picturesque state of New Hampshire, one of the foundational steps is to secure the right insurance coverage. New Hampshire mandates certain insurance guidelines tailored for the taxi industry to ensure both operators and passengers are safeguarded. Falling short of these stipulations can lead to complications including legal entanglements and stiff penalties.
Why is it indispensable for transport entities in New Hampshire to have taxi insurance? Beyond regulatory adherence, having proper insurance acts as a protective shield for your business. From accidents and unforeseen mishaps to potential liability claims, having the right insurance in place assures that you won’t find yourself in financial straits due to unexpected events. The transportation arena is dynamic and comes with many risks, so it’s crucial to be prepared.
OTTIS understands the unique challenges faced by transport businesses in New Hampshire. Whether you operate taxis, limos, or shuttle buses, our comprehensive yet affordable insurance solutions are customized to suit your needs. Experience seamless service and expert guidance with OTTIS. Request a Quote today and steer your business towards a safer tomorrow!
How Getting New Hampshire Taxi Insurance Works
Common Questions about New Hampshire Taxi Insurance
Are there different types of taxi insurance?
Yes, the three most common types of taxi insurance are third party insurance, third party fire and theft insurance and lastly, comprehensive insurance. Third party insurance is the most basic that covers the cost of compensating other people for injury or damage caused by your drivers, but not injury or damage to your drivers or vehicles. Third party, fire and theft insurance is a mid-range approach that covers everything listed in third party insurance plus damage to your taxi caused by fire or theft. The third type, which we highly recommend, is comprehensive insurance which covers all the above, plus protection for your drivers and vehicles.
What factors determine the price of taxi insurance?
The primary factors are: 1. The coverage you select; 2. The location of your business; 3. The specifics of your taxi cab(s), including the make, model, year and size of the vehicle, and the number of vehicles and drivers in your fleet; 4. Your business’ hours of operation and how many miles you drive each year; and 5. The driving record of your taxi driver(s).
Is auto insurance mandatory?
Yes, auto insurance is mandatory in every US state. However, insurance laws vary by state, so it’s best to visit your state government’s transportation website. Important note: taxi insurance is legally required as well if you drive a taxi for a living. Taxi insurance is extremely important in order to protect you, your car and your customers.
What is the difference between taxi insurance and regular car insurance?
The difference lies in what coverage is included in the policy. Auto insurance covers claims that result from an accident, but does not cover general claims relating to a company’s business practices. Taxi insurance covers the vehicle, the driver, and any passengers or bystanders should an accident occur. Taxi insurance can also cover vandalism, theft, fire, and damage from accidents that are the company driver’s fault.
Hear From Our Current Customers
“I have known the Oswald Insurance Agency since my teen years (well over 15 years!), and I cannot speak highly enough of David! He is helpful in the extreme, always goes the extra mile to find what is right for you, is caring and considerate, and just a joy to deal with! David is my most trusted advisor for not just insurance, but finances in general. If you’re looking for a trustworthy person/agency to deal with, look no further!”
– Rachel (Google Review)
“We have enjoyed a long time business relationship with Oswald Insurance. David has been such a value to our company over the years. David knows what he is doing. His whole staff is A+”
– Kristi (Google)
A Few of the Cities in New Hampshire We Proudly Serve
- Manchester, NH
- Nashua, NH
- Concord, NH
- Derry, NH
- Dover, NH
- Rochester, NH
- Salem, NH
- Merrimack, NH
- Londonderry, NH
- Hudson, NH
- Bedford, NH
- Keene, NH
- Portsmouth, NH
- Goffstown, NH
- Laconia, NH
- And many more!
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