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Oswald Taxi & Transportation Insurance Services • 541-223-5222

Taxi Insurance in South Carolina

Taxi Insurance in South Carolina

Get a South Carolina Taxi Insurance Quote Now

Reliable & Affordable Taxi Insurance in South Carolina

Taxi insurance is one of the most important purchases your taxi or transportation business will make. Comprehensive and reliable taxi insurance is an investment in the safety of your passengers, the confidence of your drivers, and the future of your business. Knowing that your business is compliant with local regulations and covered in the (likely) event of a collision will provide you with priceless peace of mind. Spending so much time on the road comes with inherent risks, and you need to do everything in your power to protect your business, team members, and clients from those risks. 

The world of transportation insurance is complex and difficult to navigate on your own. Regulations vary from place to place and the types of auto insurance you need depend on what kind of transportation business you operate, among many other factors. Whether you run a taxi company or an airport shuttle bus, our specialized agents will ensure you get the coverage you need for the best possible price. Request a free quote today to get started! 

How Getting South Carolina Taxi Insurance Works

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Get a Quote

Fill out our quote request form and a member of our team will be in contact with you shortly.

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We’ll Contact You

Once your quote is submitted we’ll quickly find trusted insurance plans to match your criteria and budget.

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Approve Quote

Once approved, we’ll be sure you have all the necessary paperwork to get you on the road and covered!

Common Questions about South Carolina Taxi Insurance

Are there different types of taxi insurance?

Yes, the three most common types of taxi insurance are third party insurance, third party fire and theft insurance and lastly, comprehensive insurance. Third party insurance is the most basic that covers the cost of compensating other people for injury or damage caused by your drivers, but not injury or damage to your drivers or vehicles. Third party, fire and theft insurance is a mid-range approach that covers everything listed in third party insurance plus damage to your taxi caused by fire or theft. The third type, which we highly recommend, is comprehensive insurance which covers all the above, plus protection for your drivers and vehicles.

What factors determine the price of taxi insurance?

The primary factors are: 1. The coverage you select; 2. The location of your business; 3. The specifics of your taxi cab(s), including the make, model, year and size of the vehicle, and the number of vehicles and drivers in your fleet; 4. Your business’ hours of operation and how many miles you drive each year; and 5. The driving record of your taxi driver(s).

Is auto insurance mandatory?

Yes, auto insurance is mandatory in every US state. However, insurance laws vary by state, so it’s best to visit your state government’s transportation website. Important note: taxi insurance is legally required as well if you drive a taxi for a living. Taxi insurance is extremely important in order to protect you, your car and your customers.

What is the difference between taxi insurance and regular car insurance?

The difference lies in what coverage is included in the policy. Auto insurance covers claims that result from an accident, but does not cover general claims relating to a company’s business practices. Taxi insurance covers the vehicle, the driver, and any passengers or bystanders should an accident occur. Taxi insurance can also cover vandalism, theft, fire, and damage from accidents that are the company driver’s fault.

Hear From Our Current Customers

“I have known the Oswald Insurance Agency since my teen years (well over 15 years!), and I cannot speak highly enough of David! He is helpful in the extreme, always goes the extra mile to find what is right for you, is caring and considerate, and just a joy to deal with! David is my most trusted advisor for not just insurance, but finances in general. If you’re looking for a trustworthy person/agency to deal with, look no further!”

– Rachel (Google Review)

“We have enjoyed a long time business relationship with Oswald Insurance. David has been such a value to our company over the years. David knows what he is doing. His whole staff is A+”

– Kristi (Google)

A Few of the Cities We Proudly Serve in South Carolina

  • Charleston, SC 
  • Columbia, SC
  • North Charleston, SC
  • Mount Pleasant, SC 
  • Rock Hill, SC 
  • Greenville, SC
  • Summerville, SC 
  • Goose Creek, SC 
  • Hilton Head Island, SC 
  • Sumter, SC 
  • Florence, SC 
  • Spartanburg, SC
  • Myrtle Beach, SC 
  • Greer, SC 
  • Aiken, SC 
  • And more!

Don’t Risk Another Day Without Coverage