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Oswald Taxi & Transportation Insurance Services • 541-223-5222

Taxi Insurance in Georgia

 Taxi Insurance in Georgia

Get a Georgia Taxi Insurance Quote Now

Professional & Affordable Taxi Insurance in Georgia

One of the first and most important steps in starting a transportation business in Georgia is to secure comprehensive taxi insurance. Minimum coverage requirements vary from state to state, so it’s important to do local research or consult with a specialized taxi insurance company that’s familiar with the area in order to ensure your compliance. Regulations also vary depending on the type of transportation business you operate, whether it be a taxi company, limousine or black car service, shuttle bus, delivery truck, or non-emergency medical transportation (NEMT) business. A specialized company like OTTIS will be familiar with the ins and outs of the transportation industry and make sure you’re properly covered. 

Knowing you have full, reliable coverage will provide you with valuable peace of mind as a business owner. Your drivers will be more confident, your passengers will feel more safe, and your business as a whole will be shielded from the inherent risks of the road. Request a free quote today and our knowledgeable agents will guide you through the entire transportation insurance process! 

How Getting Georgia Taxi Insurance Works

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Get a Quote

Fill out our quote request form and a member of our team will be in contact with you shortly.

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We’ll Contact You

Once your quote is submitted we’ll quickly find trusted insurance plans to match your criteria and budget.

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Approve Quote

Once approved, we’ll be sure you have all the necessary paperwork to get you on the road and covered!

Common Questions about Georgia Taxi Insurance

Are there different types of taxi insurance?

Yes, the three most common types of taxi insurance are third party insurance, third party fire and theft insurance and lastly, comprehensive insurance. Third party insurance is the most basic that covers the cost of compensating other people for injury or damage caused by your drivers, but not injury or damage to your drivers or vehicles. Third party, fire and theft insurance is a mid-range approach that covers everything listed in third party insurance plus damage to your taxi caused by fire or theft. The third type, which we highly recommend, is comprehensive insurance which covers all the above, plus protection for your drivers and vehicles.

What factors determine the price of taxi insurance?

The primary factors are: 1. The coverage you select; 2. The location of your business; 3. The specifics of your taxi cab(s), including the make, model, year and size of the vehicle, and the number of vehicles and drivers in your fleet; 4. Your business’ hours of operation and how many miles you drive each year; and 5. The driving record of your taxi driver(s).

Is auto insurance mandatory?

Yes, auto insurance is mandatory in every US state. However, insurance laws vary by state, so it’s best to visit your state government’s transportation website. Important note: taxi insurance is legally required as well if you drive a taxi for a living. Taxi insurance is extremely important in order to protect you, your car and your customers.

What is the difference between taxi insurance and regular car insurance?

The difference lies in what coverage is included in the policy. Auto insurance covers claims that result from an accident, but does not cover general claims relating to a company’s business practices. Taxi insurance covers the vehicle, the driver, and any passengers or bystanders should an accident occur. Taxi insurance can also cover vandalism, theft, fire, and damage from accidents that are the company driver’s fault.

Hear From Our Current Customers

“I have known the Oswald Insurance Agency since my teen years (well over 15 years!), and I cannot speak highly enough of David! He is helpful in the extreme, always goes the extra mile to find what is right for you, is caring and considerate, and just a joy to deal with! David is my most trusted advisor for not just insurance, but finances in general. If you’re looking for a trustworthy person/agency to deal with, look no further!”

– Rachel (Google Review)

“We have enjoyed a long time business relationship with Oswald Insurance. David has been such a value to our company over the years. David knows what he is doing. His whole staff is A+”

– Kristi (Google)

A Few of the Cities We Proudly Serve in Georgia

  • Atlanta, GA
  • Augusta-Richmond Country, GA
  • Columbus, GA
  • Macon-Bobb County, GA
  • Savannah, GA
  • Athens-Clarke Country, GA
  • Sandy Springs, GA
  • South Fulton, GA
  • Roswell, GA
  • Johns Creek, GA
  • Warner Robins, GA
  • Albany, GA
  • Alpharetta, GA
  • Mariette, GA
  • Smyrna, GA
  • And more!

Don’t Risk Another Day Without Coverage