Taxi Insurance in Florida
Get a Florida Taxi Insurance Quote Now
Professional and Affordable Taxi Insurance in Florida
In Florida, taxi drivers are required to have commercial auto insurance that meets the state’s minimum liability requirements, as well as personal injury protection (PIP) coverage. Insurance requirements vary for other types of transportation businesses in Florida and depend on many specific factors, so it is important to consult with a specialized insurance company that knows the ins and outs of the transportation insurance world. At OTTIS, we specialize in providing insurance coverage for transportation businesses, including taxi, livery, limo, non-emergency medical transportation (NEMT), and shuttle bus businesses. Our experienced team will ensure that you meet the local requirements without breaking the bank.
When you partner with OTTIS, you can trust that you’re getting comprehensive, reliable insurance coverage that complies with Florida requirements. Whether you’re a single driver or the operator of a large fleet, we can put together a custom policy that meets your budget and needs. With OTTIS on your side, you can navigate the risks of the transportation industry with confidence and peace of mind. In the event of an accident or unexpected event, our 24/7 claims support will be there to provide you with fast, reliable customer service. Contact us for a free quote today to learn more about how we can help protect your taxi business!
How Getting Florida Taxi Insurance Works
Common Questions about Florida Taxi Insurance
Are there different types of taxi insurance?
Yes, the three most common types of taxi insurance are third party insurance, third party fire and theft insurance and lastly, comprehensive insurance. Third party insurance is the most basic that covers the cost of compensating other people for injury or damage caused by your drivers, but not injury or damage to your drivers or vehicles. Third party, fire and theft insurance is a mid-range approach that covers everything listed in third party insurance plus damage to your taxi caused by fire or theft. The third type, which we highly recommend, is comprehensive insurance which covers all the above, plus protection for your drivers and vehicles.
What factors determine the price of taxi insurance?
The primary factors are: 1. The coverage you select; 2. The location of your business; 3. The specifics of your taxi cab(s), including the make, model, year and size of the vehicle, and the number of vehicles and drivers in your fleet; 4. Your business’ hours of operation and how many miles you drive each year; and 5. The driving record of your taxi driver(s).
Is auto insurance mandatory?
Yes, auto insurance is mandatory in every US state. However, insurance laws vary by state, so it’s best to visit your state government’s transportation website. Important note: taxi insurance is legally required as well if you drive a taxi for a living. Taxi insurance is extremely important in order to protect you, your car and your customers.
What is the difference between taxi insurance and regular car insurance?
The difference lies in what coverage is included in the policy. Auto insurance covers claims that result from an accident, but does not cover general claims relating to a company’s business practices. Taxi insurance covers the vehicle, the driver, and any passengers or bystanders should an accident occur. Taxi insurance can also cover vandalism, theft, fire, and damage from accidents that are the company driver’s fault.
Hear From Our Current Customers
“I have known the Oswald Insurance Agency since my teen years (well over 15 years!), and I cannot speak highly enough of David! He is helpful in the extreme, always goes the extra mile to find what is right for you, is caring and considerate, and just a joy to deal with! David is my most trusted advisor for not just insurance, but finances in general. If you’re looking for a trustworthy person/agency to deal with, look no further!”
– Rachel (Google Review)
“We have enjoyed a long time business relationship with Oswald Insurance. David has been such a value to our company over the years. David knows what he is doing. His whole staff is A+”
– Kristi (Google)
A Few of the Cities We Proudly Serve in Florida
- Jacksonville, FL
- Miami, FL
- Tampa, FL
- Orlando, FL
- St. Petersburg, FL
- Hialeah, FL
- Port St. Lucie, FL
- Tallahassee, FL
- Cape Coral, FL
- Fort Lauderdale, FL
- Pembroke Pines, FL
- Hollywood, FL
- Gainesville, FL
- Miramar, FL
- Coral Springs, FL
- And more!
Don’t Risk Another Day Without Coverage